Reason 1: Most financial advisors don’t even know about this. Nor, do they know how to utilize it properly to get you the most value..
Reason 2: Most financial advisors recommend financial vehicles that their company tells them to recommend
As a result, less than 0.07% of Americans have what we call a "TFRA" account set up — while more than half the population has a taxable 401(k) or "contribution limited" Roth IRA.
❌You pay taxes on growth: Whether you know it or not you have to pay high taxes that are slowly draining your retirement savings.
❌Your money is not guaranteed and protected: The money in your 401(k) or IRA moves with the market, and has very limited downside protection.
❌Your money is not liquid: you can’t access your money any time you want, and if you do, early withdrawals are penalized up to 10%.
✅You don’t have to pay taxes on growth, but...
❌Your contributions are limited: Limited to $6,000 / year.
❌Growth & principal isn't guaranteed: The money in your 401(k) isn't guaranteed like most 401(k)s.
❌Your money is not liquid: you can’t access your money any time you want, and if you do, early withdrawals are penalized up to 10%.
✅You never pay taxes on growth, Ever: This is 100% legal if your TFRA is set up to be compliant with the IRS tax-code.
✅You can deposit as much as you want: No contribution limits, every cent grows tax-free.
✅You never report income to the IRS, Ever: The IRS doesn't classify "income" as "income" inside this kind of account.
✅Your interest rate can be guaranteed: Your money grows at the same yearly rate as when you opened you account even if the market crashes.
✅Your money can be liquid: Your account growth and value can be accessed in any amount at any time without penalty.
And there are many more wonderful fiscal things you can do with an account like this...
But...
Nope. It’s very real.
In fact, an Account like a TFRA is not a new investment strategy.
Accounts like these have been used by wealthy individuals and families for over 100 years to build, then pass on fortunes in a legally tax-free environment.
President John F. Kennedy had an account like this.
So did Babe Ruth, Cleveland, McKinley, Harding, and FDR (FDR, in fact, held a large portion of his estate—$562,142 or over $7 million in today's dollars—inside his account...)
Even John McCain used his account to fund his electoral campaign back in '08.
The only question is...
A TFRA account is NOT available just to the super-rich…
However: an account like this can only be technically set up if you or your family qualify for it.
To discover if you qualify for a TFRA, take our 30-second survey below.